Offer Calculator (Land / House)
Use 25%–50% of ARV and let the calculator deduct repairs + your fee (House mode).
Each comp must include sold price + distance to subject. Only comps with distance ≤ 1.00 mile count toward ARV.
What Does “30 Cents on the Dollar” Actually Mean?
Serious wholesalers don’t offer 70%–80% of ARV. Most aim for somewhere between 25%–50% of ARV depending on condition, risk, and exit strategy.
This is roughly 25–30 cents on the dollar. Used for heavy rehab, high risk, or when you need maximum spread.
Typical competitive offers fall here. Enough room for rehabbers and your assignment fee.
Used when property needs minimal work or competition is high. Lower margin but higher close probability.
Offer Calculator for Wholesaling
This free tool helps real estate wholesalers quickly estimate an offer using sold comps, distance-based comp filtering, and deal-type logic for land vs houses. For houses, the calculator accounts for repairs and your desired fee to generate a realistic offer range.
How the wholesaling offer calculator works
Start by entering three comparable sales including the sold price and how far each comp is from the subject property. The calculator only counts comps within 1 mile (distance-based filtering), then averages the valid comps to estimate the ARV (after repair value) or market value.
Next, select whether you’re underwriting a land deal or a house deal. Land deals typically require a deeper discount, so the tool supports the land range of 25%–30% of value. House deals commonly follow a tighter range, so the tool supports 60%–70% of ARV and deducts repairs + your fee.
Land offers vs house offers
Land wholesaling offers are often lower because land can take longer to sell and has fewer buyers. A deeper discount helps protect you against holding time, entitlement issues, access, utilities, and buyer uncertainty.
House wholesaling offers are usually based on ARV minus repairs and your assignment fee. The calculator estimates repairs using square footage, overall condition, and whether kitchens and bathrooms are likely due for updates. This creates a consistent underwriting approach that’s easy to explain to buyers.
What percent should wholesalers offer?
Many wholesalers talk about “cents on the dollar.” For land, that usually means around 25%–30%. For houses, wholesalers often work within 60%–70% before subtracting repairs and the profit/fee they want to make. Your final offer should reflect the deal’s risk level, buyer demand, and how quickly you want the property under contract.
Tip: Use the calculator to get a structured range, then adjust based on local market activity and your buyer feedback.
Frequently asked questions
What is ARV in real estate wholesaling?
ARV stands for after repair value. It’s the estimated value of a property after it’s renovated. Wholesalers use ARV with comps to determine what an investor might pay once repairs are completed.
How do I choose comps for the offer calculator?
Use sold comps that are close to the subject property, similar in size/type, and recent when possible. This calculator filters comps by distance (≤ 1 mile), but you should still choose comps that truly match the subject.
Does the calculator replace a walkthrough?
No. The calculator gives a structured estimate. A walkthrough (or detailed photos/video) is still the best way to confirm repairs and condition.
Why are land offers lower than house offers?
Land typically has fewer buyers, longer selling cycles, and more unknowns (access, utilities, zoning/perc, floodplain). A deeper discount helps protect your profit margin.